Spot Money | Mobile Payments

3.4
1.59K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Get ready to supercharge your money with Spot! Spend, get paid & get rewarded all in one app.

💸 Easy Payments with $moneytag
Share your $moneytag to get paid without sharing any of your personal details! Getting you paid faster than sending a WhatsApp.
Or go old-school - share your account details, and pay like a pro – EFT, Scan-to-pay, Tap-to-pay, or instant payments between Spot users, we got ya covered!

🤑 Earn while you shop & stay connected
Get up to 10% back in free Airtime Rewards when you spend with a Spot debit card or in the app. Never pay for airtime again!

💳 Go global with a debit card
Rest easy, your transactions are secured by Mastercard's top-notch security.

💪 No sneaky transaction fees – we keep straightforward.
Spend with the Spot app or debit card without extra charges.

🤝 Tired of splitting expenses? Our Shared Accounts make it super easy to share costs with up to 10 family and friends.

🙌 Say goodbye to monthly account fees – we believe in free banking.
With Spot, enjoy up to 8 free transactional accounts, all 100% free.

🇿🇦 All South African Banks Welcome
Breakups can be hard, so no need to leave your old bank. We play nice with all South African banks. We're cool like that.

And there's more to explore! Spot Money is your gateway to hassle-free financial management. It's brought to you by Spot Money SA (Pty) Ltd in association with Bidvest Bank Ltd, an authorized FSP and credit provider.
Updated on
Jun 4, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.3
1.57K reviews
eddie chihwai
March 14, 2024
I am impressed with the overall service. Customer assistance is awesome!! The app could use some improvements but it's not too bad. Can you please introduce a feature to rename linked bank cards from other banks? When you have multiple cards linked, it is difficult to recognize the cards. there's just a partial card number displayed and I have to double check with the physical card before doing any transfers.
30 people found this review helpful
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Spot Money
April 1, 2024
Hi Eddie, thank you for your rating and positive feedback🙌 That is a great idea! We'll certainly pass on this to our Developers as a feature request. Please share your experience with your friends and family so that they too can simplify their day-to-day money transactions. If you need help with anything, reach out to us via chat or Email.
Steve Poole
May 27, 2024
There customer service is absolutely pathetic I bought a hollywoodbets voucher for R100 they deducted the money from my account but the voucher, to this day remains in the pending status unusable. Hollywood bets says that spot is responsible and cannot assist everytime I contact their useless customer support I get told its been escalated its been over a month now and no sign of my R100. Also don't bother getting an immediate payment, immediate to them is 48hours regardless of payee fees.
12 people found this review helpful
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Spot Money
May 31, 2024
Hi, Steve, We apologize for the inconvenience. The team has looked into your account for you and we can see that your account was refunded the R100 on the 10th of May to which the amount was used on the 15th of May. If you have further queries regarding this, kindly respond to the email that we have sent you today.
vusi sibiya
March 25, 2024
Can we please have a pop up message for transactions like received payments. At the moment the app doesn't even tell you who made payment, it just says "bank transfer" There is no email received when payment is received, and the issue of not showing who made payment and just writing "bank transfer" is not dealt with in your reply
33 people found this review helpful
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Spot Money
March 25, 2024
Hi Vusi, when someone pays you via EFT you receive a notification via email. When you pay someone it is reflected in your transaction history. You can also generate a proof of payment from the App. If you need help with anything, reach out to us by tapping "Get Help" in the App or via email at help@spotmoney.com.

What's new

New Feature: Simplified Registration
- We are excited to announce the release of our new simplified onboarding experience. This streamlined process is designed to make getting started with our platform faster, easier, and more intuitive.

- Quick Sign-Up: reduced the number of required steps for initial registration, allowing new users to sign up easily, link a credit/debit card to start transacting and have access to limited features.